Home › Projects › Town & Country
Project facts
| Developer | Active Group |
|---|---|
| Location | Brgy. Soledad, San Pablo City, Laguna |
| Size | About 7 hectares, in multiple phases |
| Product | Residential lots of about 104 to 292 sqm |
| Listed price range | About ₱640,000 to ₱1,000,000 (property portal listing; confirm current prices) |
| Design theme | Hispanic-inspired community design |
Facts come from the developer's published materials and news reports listed below. Phases, models, prices, and availability change. Request the current official price list before reserving.
Buying a lot vs. a house and lot
A lot gives you full control over the house design, timing, and budget, which suits OFWs building in stages and families who want a bigger or custom home. The trade-offs: you manage construction yourself, need a building permit and HOA approval, and lot loans often have different terms from house-and-lot loans. Pag-IBIG finances the purchase of residential lots and house construction under its housing loan, subject to its rules. Many banks lend a lower share of value for vacant lots.
Sample lot computations
| Sample price | 10% equity | Loan | Monthly at 4.5% (Pag-IBIG 2026 promo, loans up to ₱4.9M), 30 years | Gross household income needed (35% rule) |
|---|---|---|---|---|
| ₱640,000 | ₱64,000 | ₱576,000 | ₱2,919 | ≈ ₱8,339 |
| ₱800,000 | ₱80,000 | ₱720,000 | ₱3,648 | ≈ ₱10,423 |
| ₱1,000,000 | ₱100,000 | ₱900,000 | ₱4,560 | ≈ ₱13,029 |
Illustration only: principal and interest, before MRI, fire insurance, HOA dues, and miscellaneous fees. Actual prices, loanable amounts, and rates depend on the unit, appraisal, and lender. Ask for an official computation.
Who it suits
Buyers who want to build a custom home, OFWs building in stages, and families who want a larger lot than a typical house-and-lot package.
Verify before you reserve
- DHSUD License to Sell for the exact phase and block being offered (how to check)
- That the salesperson is PRC-accredited and authorized by the developer (how to verify)
- A HazardHunterPH report for your lot, and a visit after heavy rain (flood check)
- The turnover specification (bare, semi-finished, or complete), HOA dues, and renovation rules, in writing
- That payments go only to the developer's official account, with official receipts
What I can prepare for you, free
- The latest official price list and available inventory
- Side-by-side computations: Pag-IBIG, bank, and in-house where offered
- A scheduled site viewing, in person or by live video for OFWs
- Guidance on requirements, loan processing, and turnover inspection
Frequently asked questions
Is Town & Country San Pablo a house and lot or lot only?
It is primarily a residential lot community, with lots of about 104 to 292 sqm. You build your own house, subject to the community's guidelines and a building permit.
Can I use Pag-IBIG to buy a lot?
Pag-IBIG's housing loan can finance the purchase of a residential lot, and lot purchase combined with house construction, subject to its eligibility and loan rules.
Where is Town & Country San Pablo?
In Brgy. Soledad, San Pablo City, Laguna.
Compare other projects
All San Pablo projects · Best subdivisions in San Pablo City · House and lot for sale in San Pablo City
Sources
Checked October 4, 2026. This independent page is not the developer's official website; project names and marks belong to their owners.
About the author: Jeremiah Villagomez is a PRC-accredited and DHSUD-accredited Real Estate Salesperson based in San Pablo City, Laguna. He helps first-time buyers, OFWs, and relocating families buy house and lot homes with Pag-IBIG, bank, or cash financing. More about Jeremiah · Call 0976 302 6551
